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199. What is a premium in an insurance policy? *

The total claim amount

The monthly or annual payment for coverage

The coverage limit

The deductible amount

210. Which type of insurance covers damages caused by floods or earthquakes? *

Homeowners insurance

Auto insurance

Specialized disaster insurance

Life insurance

219. What is a premium in an insurance policy? *

The total claim amount

The monthly or annual payment for coverage

The coverage limit

The deductible amount

242. Which type of insurance covers damages to a car in an accident? *

Life insurance

Auto insurance

Health insurance

Property insurance

366. What is term life insurance? *

A policy that lasts for the policyholder's lifetime

A policy that covers the policyholder for a specific term

A policy that covers only medical expenses

A policy that covers property damage

592. What does IRDAI stand for? *

Insurance Regulatory and Development Authority of India

Indian Reserve and Development Authority

Insurance Risk and Development Association of India

Indian Regulatory and Disaster Agency

601. Which regulatory body governs insurance companies in India? *

RBI

IRDAI

SEBI

NABARD

906. What is the name of India's state-run general insurance company? *

Life Insurance Corporation (LIC)

New India Assurance

HDFC Ergo

ICICI Lombard

980. Which of the following is NOT covered under a typical travel insurance policy in India? *

Lost baggage

Medical expenses

Flight delays

Car damage